You need insurance because you need to be protected against unforeseen events that could potentially put a big dent in your finances. Insurance is a form of risk management. It’s a way of coping with disasters that you cannot prevent
If you don’t have health insurance, you could be facing a number of risks. Without health insurance, you may have to pay the entire cost of medical treatment or procedure out of pocket. Even if you have insurance, you
There are two main types of health insurance – private and government-sponsored. Private health insurance is typically purchased by an individual or family. Private health insurance can be purchased from a health insurance company, a healthcare exchange, or through an
Health insurance provides a number of benefits, including: Access to preventive care such as blood tests, immunizations, and cancer screenings Coverage for medical treatments such as surgery, hospital stays, and prescription drugs Protection against high out-of-pocket costs Protection against large
There are a number of different ways that you can get insurance. The most traditional way is to contact an insurance broker. Brokers are experts in insurance and can help you to understand your options and purchase a policy that
There are a number of different ways that you can benefit from insurance. First of all, insurance protects you from financial loss. As mentioned above, if you are sued, you can lose everything. The same thing can happen if your
First of all, you should understand that insurance is a contract. Like other contracts, it should be read very carefully and understood before you sign on the dotted line. For example, most people think that they have a standard homeowner’s
Many Americans are finding themselves overpaying for insurance, or even being scammed by their insurance companies. And the worst part is that the people who suffer from these scams are often the ones who can least afford them. One of
Many people know that insurance companies are looking out for themselves and that they will do just about anything to minimize payouts to policyholders. However, many people are unaware that insurance companies are not necessarily looking out for the best
OSHA, the Occupational Safety and Health Administration, often gets a bad rap in workplaces across the nation. However, the purpose of OSHA was to protect all workers and ensure working conditions are safe. Commercial insurance works in tandem with OSHA